Rates

Call me for rates.

Payment

Payment is due at the time of your appointment. I accept cash, personal checks, credit cards, and PayPal.

Insurance

I am a participating provider for Medicare and for CareFirst BlueCross BlueShield PPO plans.

For other forms of insurance, I am an out-of-network provider. At your request, I will provide a receipt of payment that you can submit to your insurance company for reimbursement. Please check with your insurance company prior to our first session to learn more about your out-of-network benefits.

An Important Conversation to Have with Your Insurance Company, Even If You're Pretty Sure You Understand Your Policy, In Order to Avoid Unpleasant Surprises Later

  • "I'm planning to schedule an appointment for outpatient psychotherapy in an office-based setting. Is Dr. Jennifer McCartney a participating provider for my insurance plan?"

  • It's important to mention that you are seeking mental health/behavioral health treatment because it may be handled differently than other health care services. In some cases, mental health coverage is carved out (subcontracted) to another company. You may need to speak to that second company directly to learn about your coverage for mental health treatment.

  • If I am an in-network provider for your insurance plan: "What will my copay be when I see Dr. McCartney? Is there a deductible that I will have to meet before the insurance company will begin to pay for these services? If so, how much of my deductible is remaining for this calendar year?"

  • If I am not an in-network provider for your insurance plan: "Will I be able to get any out-of-network reimbursement for my sessions with Dr. McCartney if I can provide a detailed statement? If so, how is the reimbursement calculated? Is there a deductible that I will have to meet before the insurance company will begin to pay for these services?"

Missed Appointments

Please give me 24 hours notice if you will need to cancel or reschedule your appointment. Otherwise, you will be charged for a missed appointment.

Notice of Privacy Practices

As a Licensed Psychologist, I am committed to protecting your privacy. My Notice of Privacy Practices describes the policies and practices I follow to protect your personal health information. Please review it carefully.